e-Transfer limits and fees

Understand your costs and transaction limits

Interac e-Transfers^® are a convenient and secure way to send funds to friends, family, and business associates. Be sure to understand the transaction limits and fees associated with this transfer method.

Interac e-Transfer service fees

Whether you pay a separate transaction fee for sending an e-Transfer is determined by which chequing account you use. For example, Unlimited or Premium account holders can send e-Transfers at any time at no additional cost – they are covered in the monthly account package fee.

Other accounts, such as Pay As You Go Chequing, mean you’ll see a charge for each e-Transfer at month end. Learn more about the transaction fees for different Chequing account options.

Also remember that applicable transaction fees still apply in the event that you cancel an e-Transfer or if it is declined by the recipient. There is no fee for receiving funds via e-Transfer; the sender bears the cost.