Accelerate your earnings
Invest in a market-linked term deposit. Enjoy the security of a term deposit with the growth potential of the stock market and earn up to 50.0%a.
- Next sales period: March 19 to May 20
- Intro period interest rate earned from purchase date until Issue date
- Deposits 100% guaranteed†
- $500 minimum
Why consider a market-linked term deposit
Market-linked term deposits are a good choice for you if:
- You want no market risk
- You want equity market returns
- You do not need regular income from your investment
How market-linked term deposits work
The rate of return calculation varies depending on the specific market-linked term deposit.
- Determined by the average of market performance for the named basket of equities, based on specific evaluation dates.
- Then compared to the starting value of the securities to determine the percentage change.
- At maturity, the principal is returned, plus any market-related returns.
Some market-linked products offer a guaranteed minimum return in addition to principal protection. Others may offer an even greater earning potential but do not offer a guaranteed minimum (still with principal protection).
Explore the right options for you
Thinking of making a market-linked term deposit part of your portfolio? BlueShore offers a variety of investment vehicles and opportunities to consider.
Responsible Option Aggressive Guaranteed Term Deposit
Opportunity to participate in sustainable growth potential of three variable-return components while protecting your capital.
Global Performance Term Deposit
Opportunity to participate in the growth potential of 20 well-known international corporations with a higher maximum cap on the return.
GuaranteePlus Term Deposit
Partial performance linked to 8 solid Canadian financial securities with a minimum guaranteed return.
Comparing market-linked term deposits
| Global Performance Term Deposit | GuaranteePlus Term Deposit | GuaranteePlus Term Deposit | Responsible Option Aggressive Guaranteed Term Deposit | |
| Term (years) | 5 | 3 | 5 | 3 |
| Sales Period | March 19, 2024 to May 20, 2024 | March 19, 2024 to May 20, 2024 | March 19, 2024 to May 20, 2024 | March 19, 2024 to May 20, 2024 |
| Next Issue Date | June 13, 2024 | June 18, 2024 | June 12, 2024 | June 18, 2024 |
| Intro Period Interest Rate** | 5.50% | 5.50% | 5.50% | 5.50% |
| Minimum Guaranteed Return | 0.00% | 5.00% | 10.00% | 0.00% |
| Maximum Total Return | 42.00% | 30.00% | 50.00% | 38.00% |
From the Help Centre
Niall Dempsey
Investment Advisor
Have a question? Ask an expert
Our team of experienced professionals are here to answer any questions you may have.
† Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
* Rates are subject to change without notice at any time.
Offer Terms: Market-Linked Term Deposit
- Minimum deposit of $500 for the Market Linked Term Deposit
- Term length of 3 or 5 years (non-redeemable during the term)
- a Eligible sales period between March 19, 2024 – May 20, 2024. The rate of return is determined by the cumulative performance of the basket of securities up to a maximum total return. The maximum total return on a Guaranteed Plus 5 year product is 50.0%. Additional products and returns can be viewed here.
- ** Interest accrues daily at the intro period bonus deposit rate from the purchase date (sales period between March 19, 2024 – May 20, 2024), until the issue. Issue dates are as follows:
- Guaranteed Plus Term Deposit 5 Year: June 12, 2024
- GuaranteePlus 3 Year Term: June 18, 2024
- Global Performance Term Deposit: June 13, 2024
- Responsible Option Aggressive Guaranteed Term Deposit: June 18, 2024.