Finding a balance between growth and security

A market-linked term deposit guarantees your principal investment while providing the higher growth potential of equity markets.

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Accelerate your earnings and earn 3.0% per year on an intro period rate §

Invest in a market-linked term deposit. Enjoy the security of a term deposit with the growth potential of the stock marketa. 

  • Next sales period: November 19, 2024 to January 20, 2025
  • Intro period interest rate earned from purchase date until Issue dateΔ
  • Deposits 100% guaranteed†
  • $500 minimum
  • Principal guaranteed
  • Limited-time offer 

Why consider a market-linked term deposit

Market-linked term deposits are a good choice for you if:

  • You want no market risk
  • You want equity market returns
  • You do not need regular income from your investment
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How market-linked term deposits work

The rate of return calculation varies depending on the specific market-linked term deposit.

  • Determined by the average of market performance for the named basket of equities, based on specific evaluation dates.
  • Then compared to the starting value of the securities to determine the percentage change.
  • At maturity, the principal is returned, plus any market-related returns.

Some market-linked products offer a guaranteed minimum return in addition to principal protection. Others may offer an even greater earning potential but do not offer a guaranteed minimum (still with principal protection). 

Explore the right options for you

Thinking of making a market-linked term deposit part of your portfolio? BlueShore offers a variety of investment vehicles and opportunities to consider.

Canadian Diversified Market-Linked Term Deposit

Invest for growth with downside protection in a curated collection of 20 top-tier Canadian companies representing a variety of economic sectors.

canadian diversified term deposit
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GuaranteePlus Term Deposit

Partial performance linked to 8 solid Canadian financial securities with a minimum guaranteed return.

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Responsible Option Aggressive Guaranteed Term Deposit

Opportunity to participate in sustainable growth potential of three variable-return components while protecting your capital.

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Comparing market-linked term deposits

 Canadian Diversified***GuaranteePlus***GuaranteePlus****Responsible Option***
Term (years)3353
Sales PeriodNovember 19, 2024 -
January 20, 2025		November 19, 2024 -
January 20, 2025		November 19, 2024 -
January 20, 2025		November 19, 2024 -
January 20, 2025
Next Issue DateFebruary 18, 2025February 10, 2025February 12, 2025February 10, 2025
Intro Period Interest Rate**3.00%3.00%3.00%3.00%
Minimum Guaranteed Return4.00%3.00%5.00%0.00%
Maximum Total Return20.00%25.00%50.00%26.00%
Principle Guarantee100%100%100%100%
Average Annual Returns†6.40%7.63%    8.91%3.36%

†Annual compound returns of the underlying basket.

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