Every penny counts, especially in business. Put your money to work - don't let it underperform. Depending on your business needs, we have two types of savings accounts that offer competitive interest rates and maximum flexibility.
Our business savings accounts offer:
Enjoy premium business savings with tiered, higher rates of interest, and grow with British Columbia’s best advertised savings rate.1
The Premium Business Savings Account offers a tiered interest rate that increases as your balance grows, allowing you to grow your business’ savings as your account balance increases.
| Premium Business Savings Package Service Fees | ||
|---|---|---|
| In-branch | ||
| Deposits | Free | |
| Night Deposits / Mail Deposit | Free | |
| Withdrawals | $5.00 b | |
| Bill Payment - In branch | $5.00 b | |
| Transfers (between BlueShore Financial accounts) | Free | |
| Electronic | ||
| Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | Free | |
| Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $5.00 b | |
| Withdrawals - Interac® ATM | $5.00 | |
| Withdrawals - Cirrus or U.S. EXCHANGE® ATM | $5.00 | |
| Point of Sale (in Canada) | $5.00 b | |
| Bill Payment - Online | $5.00 b | |
| Interac® e-Transfers - request money | Free | |
| Interac® e-Transfers - send money | $5.00 b | |
| Pre-authorized Payment Credits | Free | |
| Pre-authorized Payment Debits | $5.00 b | |
| Cheque Clearing | N/A | |
b as free transaction(s) as per package set-up; fees charged after transaction limit.
Grow your savings at a premium rate.
The Business Investment Savings Account offers you a flexible way to save your money. It's ideal for parking surplus funds that can earn high daily interest without sacrificing liquidity. Your money is entirely accessible; withdraw funds to finance a business improvement or transfer them to a higher yielding investment vehicle when the time is right. Deposit or withdraw at any time.
| Balance | Rates |
| $0-9,999 | |
| $10,000-49,999 | |
| $50,000 – 249,999 | |
| $250,000 – 499,999 | |
| $500,000 – 999,999 | |
| $1MM+ |
| Business Investment Savings Package Service Fees | ||
|---|---|---|
| In-branch | ||
| Deposits | Free | |
| Night Deposits / Mail Deposit | Free | |
| Withdrawals | $5.00 b | |
| Bill Payments | $5.00 b | |
| Transfers (between BlueShore Financial accounts) | Free | |
| Electronic | ||
| Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | Free | |
| Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $5.00 b | |
| Withdrawals - Interac® ATM | $5.00 | |
| Withdrawals - Cirrus or U.S. EXCHANGE® ATM | $5.00 | |
| Point of Sale (in Canada) | $5.00 b | |
| Bill Payment | $5.00 b | |
| Interac® e-Transfers - request money | Free | |
| Interac® e-Transfers - send money | $5.00 b | |
| Pre-authorized Payment Credits | Free | |
| Pre-authorized Payment Debits | $5.00 b | |
| Cheque Clearing | N/A | |
b as free transaction(s) as per package set-up; fees charged after transaction limit.
Shelter from exchange rate fluctuations
Ideal for clients who conduct business in the U.S on a regular basis and want protection from volatile exchange rates.
Please note this account cannot be accessed from ATMs that dispense U.S. funds.
| Business U.S. Savings |
| Business U.S. Savings package service fees | |
|---|---|
| In-Branch | |
| Electronic | |
| Transactions included: | 1 |
| Deposits | $1.25 a,b |
| Night Deposits / Mail Deposits | $1.25 a,b |
| Withdrawals | $1.25 a,b |
| Bill Payment - In branch | N/A |
| Transfers (between BlueShore Financial accounts) | Free |
| Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | N/A |
| Withdrawals - Interac® ATM | N/A |
| Withdrawals - Cirrus or U.S. EXCHANGE® ATM | N/A |
| Point of Sale (in Canada) | N/A |
| Bill Payment - Online | N/A |
| Interac® e-Transfers | N/A |
| Pre-authorized Payment Debits | $1.25 a,b |
| Pre-authorized Credits | $0.25a |
| Cheque Clearing | N/A |
a Service charges in U.S. dollars.
b as free transaction(s) as per package set-up; fees charged after transaction limit.
Our team of experienced professionals are here to answer any questions you may have.
* Rates are subject to change without notice at any time. Interest rate is calculated per annum and accrued daily.
**Rates are subject to change without notice. Interest is calculated per annum and paid monthly on the portion of the closing daily balance within each tier.
† Eligible deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
®THE EXCHANGE and ®THE EXCHANGE & Design are registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
®ACCULINK is a registered trademark owned by Credit Union Central of Canada, used under license.
1 BlueShore Financial’s Premium Business Savings account offers a leading tiered savings rate; no minimum balance is required and there are no maximum balance limitations; deposits can be withdrawn at any time and rates are not subject to a minimum notice period. Since August 12, 2024, BlueShore Financial’s Premium Business Savings rate has been the highest for balances above $10,000,000 among all similar full-service bank and credit union tiered high interest business savings accounts in the province as verified by third party research.