Business Chequing
Pay only for what you need.
- Account packages customized for your banking activity
- Access your funds any way you choose
- Online, Mobile and Telephone Banking
- Eligible deposits are 100% guaranteed**
All our business chequing accounts offer:
- Free Online, Mobile and Telephone Banking
- Surcharge-free access to Canadian currency accounts at over 5,000 THE EXCHANGE® or ACCULINK® ATMs across Canada with your Access Card
- Eligible deposits are 100% guaranteed**
- Environmentally sensitive e-Statement options that reduce the use of paper and enhance your security and privacy
We offer a range of business operating accounts so you can select the package that matches the way you run your business.
- Business Chequing - Ideal if you do only a few transactions each month; a low $6 package fee and you pay as you go
- Business Chequing 20 - Low $15 package fee for up to 20 included transactions a month
- Business Chequing 40 - Low $25 package fee for 40 included transactions a month
- Business Chequing 60 - Lots of banking activity? $35 gets you 60 included transactions a month
- Business Unlimited - Even more banking activity? $50 gets you unlimited transactions a month, or have the monthly package fee waived with a minimum monthly balance
| Business Chequing Package Service Fees | ||||||
|---|---|---|---|---|---|---|
| Package | Business Chequing | Business Chequing 20 | Business Chequing 40 | Business Chequing 60 | Business Unlimited | |
| In-branch | ||||||
| Electronic | ||||||
| Service Fees | $6.00/ month | $15.00/ month | $25.00/ month | $35.00/ month | $50.00/ month† | |
| Transactions included | 0 | 20 | 40 | 60 | Unlimited | |
| Deposits | $1.25 | $1.25 c | $1.25 c | $1.25 c | Free | |
| Night Deposit / Mail Deposit | $1.25 | $1.25 c | $1.25 c | $1.25 c | Free | |
| Withdrawals | $1.25 | $1.25 c | $1.25 c | $1.25 c | Free | |
| Bill Payment - In branch | $1.25 c | $1.25 c | $1.25 c | $1.25 c | Free | |
| Transfers (between BlueShore Financial accounts) | Free | Free | Free | Free | Free | |
| Interac® e-Transfers (send) | $1.25 | $1.25c | $1.25c | $1.25 c | Free | |
| Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $1.25 | $1.25 c | $1.25 c | $1.25 c | Free | |
| Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $1.25 | $1.25 b | $1.25 b | $1.25 b | Free | |
| Withdrawals - Interac® ATM | $2.25 | $2.25 | $2.25 | $2.25 | Free | |
| Withdrawals - Cirrus or U.S. EXCHANGE® ATM | $3.25 | $3.25 | $3.25 | $3.25 | Free | |
| Point of Sale (in Canada) | $1.25 | $1.25 c | $0.70 c | $0.70 c | Free | |
| Bill payment - Online | $1.25 | $1.25 c | $1.25 c | $1.25 c | Free | |
| Transfers (ATM, online, mobile and telephone banking) | Free | Free | Free | Free | Free | |
| Pre-authorized Payment Debits | $1.25 | $1.25 c | $1.25 c | $1.25 c | Free | |
| Pre-Authorized Credits | $0.25 | $0.25 c | $0.25 c | $0.25 c | Free | |
| Cheque Clearing | $1.25 | $1.25 b | $1.25 b | $1.25 b | Free | |
b May be counted as free transaction(s) as per package set-up; fees charged after transaction limit.
c May be counted as free transaction(s) as per account setup.
†Monthly package fee waived with minimum monthly balance of >$50,000.
Business U.S. Chequing
Economical $U.S. banking
- No need to convert your funds to make U.S. payments by cheque
- Transfer funds between your U.S. and Canadian accounts – online, in-branch or by phone through our Solution Centre
- Shelters you from exchange rate fluctuations
- Complements Business U.S. Savings account
The Business U.S. Chequing account holds your funds in U.S. currency and cheques are negotiated in U.S. dollars.
This account is ideal if you frequently write cheques to pay bills or meet other obligations to U.S. organizations, businesses or residents, or if you regularly receive money from the U.S. The account offers the following benefits:
- Low monthly package fee of $6 USD per month
- 1 free transaction per month for every $500 of minimum monthly balance; then pay on a per-transaction basis
- Transfer between your Business U.S. Chequing and Business U.S. Savings accounts without conversion to Canadian currency – online or in-branch
- Transfer between your Canadian and U.S. accounts at the standard conversion rate – online or in-branch
- In-branch access to U.S. cash (not available through ATMs or direct debit)
- Free monthly statement, including cheque images
- Eligible deposits are 100% guaranteed**
Please note this account cannot be accessed from ATMs that dispense U.S. funds.
| Business U.S. Chequing Package Service Fees | |
|---|---|
| Package fee | $6.00/mo |
| In-branch | |
| Electronic | |
| Transactions included | 1 per $500 minimum monthly balance |
| Deposits | $1.25 a,b |
| Night Deposit / Mail Deposit | $1.25 a,b |
| Withdrawals | $1.25 a,b |
| Bill Payments | N/A |
| Transfers (between BlueShore Financial accounts) | $1.25 a,b |
| Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | N/A |
| Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | N/A |
| Withdrawals - Interac® ATM | N/A |
| Withdrawals - Cirrus or U.S. EXCHANGE® ATM | N/A |
| Point of Sale (in Canada) | N/A |
| Bill payments | N/A |
| Transfers (between BlueShore Financial accounts) | Freeb |
| Interac® e-Transfers | N/A |
| Pre-authorized Payment Debits | $1.25 a,b |
| Pre-authorized Credits | $0.25a,b |
| Cheque Clearing | $1.25 a,b |
a Service charges in U.S. dollars.
b Standard foreign exchange rates apply between Canadian and U.S. accounts.
Community Chequing
Low-fee chequing for groups & associations.
- Packages designed for community groups and incorporated non-profit associations
- Full account access – Online, Mobile, Telephone Banking
| Community Chequing Package Service Fees | Incorporated Associations | Community Groups | |
|---|---|---|---|
| In-branch | |||
| Electronic | |||
| Service Fees | $3.00/mo | $1.50/mo | |
| Transactions included | 30 | 20 | |
| Deposits | $1.25 a | $1.25 a | |
| Withdrawals | $1.25 a | $1.25 a | |
| Bill Payment - In branch | $1.25 a | $1.25 a | |
| Transfers (between BlueShore Financial accounts) | Free | Free | |
| Night Deposit / Mail Deposit | $1.25 a | $1.25 a | |
| Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $1.25 a | $1.25 a | |
| Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $1.25 a | $1.25 a | |
| Withdrawals - Interac® ATM | $2.25 | $2.25 | |
| Withdrawals - Cirrus or U.S. EXCHANGE® ATM | $3.25 | $3.25 | |
| Point of Sale (in Canada) | $1.25a | $1.25a | |
| Bill payment - Online | $1.25 a | $1.25 a | |
| Interac® e-Transfers | $1.00 | $1.00 | |
| Pre-authorized Payment Debits | $1.25 a | $1.25 a | |
| Pre-authorized Credits | $0.25 a | $0.25 a | |
| Cheque Clearing | $1.25 a | $1.25 a | |
a May be counted as free transaction(s) as per account set-up, fees charged after the transaction limit
A note to clubs, teams and community groups
We're very happy to provide low-fee accounts to your team, club or community group.
Please drop by your local branch or give us a call - we would be pleased to assist.
Have a question? Ask an expert
Patryk Swierkowski Business Advisor
Business Advisor
Our team of experienced professionals are here to answer any questions you may have.