The Responsible Option Aggressive Guaranteed Term Deposit combines the security of a term deposit with growth potential linked to three variable-return components:
Growth of 20 international companies with equal weighting. Representing a variety of economic sectors, including renewable energies which have been carefully selected for their commitment to the environment and the initiatives they implemented to reduce the environmental impact of their operations.
Priority Terra Basket Companies:
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Returns are linked to the growth of 20 companies operating worldwide with equal weighting. Companies selected based on the level of gender equality in their board of directors and internal diversity policies.
Diversity Basket Companies:
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Returns of 10 large corporations representing a variety of economic sectors. The basket offers exposure to the utilities and industrial sectors that provide the infrastructure, technology, equipment and materials needed to efficiently and sustainably develop our water resources.
Sustainable Water Management Basket Companies:
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As shown in the table below, as the performance of the reference portfolio varies, so does your rate of return – up to the maximum rates indicated.
| Return | 3 Years |
|---|---|
| If the basket (group of securities) appreciates by less than: ... the return will be: | 0.00% 0.00% |
| If the basket (group of securities) appreciates between: ... the return will be: | 0.00% - 26.00% The actual rate of return |
| If the basket (group of securities) appreciates by more than: ... the return will be: | 26.00% 26.00% |
Each component of the Responsible Option Aggressive Guaranteed Term Deposit is allocated as follows:
In turn, it is comprised of a basket of securities drawn from the following geographic regions and industry sectors:
| Average annual return1 | Maximum annual return (current issue) | |
|---|---|---|
| Responsible Option Aggressive Guaranteed Term Deposit | 3.36% | 8.01% |
The information provided is for informational purposes and past performance is not necessarily indicative of future returns.
Our team of experienced professionals are here to answer any questions you may have.
* Rates are subject to change without notice at any time. Interest rate is calculated per annum and accrued daily.
** Eligible deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
¹ Please see Sales Agreement for details. Annual compound returns of the underlying basket values as of November 19, 2024.
² Maximum appreciation at maturity: This product has a ceiling that determines the maximum amount you may receive at maturity.
³ The indicated percentage represents the appreciation of the index in relation to its initial level. The appreciation takes into account the annual limits stipulated in the deposit agreement. The displayed return (not expressed as an annual compound return) shows the trend for the issue date indicated.