Discover how to be mortgage-free faster, unlock your home's equity to help pay for renovations, and explore terms to suit your lifestyle and budgeting needs.
Serving our communities since 1941 across 12 branches, BlueShore Financial understands the real estate environment of our communities, offering nimble, personalized and local decision-making capabilities.
With personalized products, solutions and a team of expert advisors in our Financial Spa® branches, we’re dedicated to long-term client relationships that work to support your financial wellness.
Our scale and expertise allows us to offer personalized services to help you achieve your goals, with great rates, special offers, and more. Ask an advisor for details.
Enjoy a simple, guided experience. We’ll contact your current lender and handle the process and paperwork.
Taking a holistic approach, our experienced and accredited advisors provide strategies and personalized solutions to help with your mortgage and homeownership goals.
The process for switching your mortgage is similar to when you started your mortgage. Our expert advisors will review rates and terms with you, and be able to advise you based on your specific needs. In preparation, have your documents ready to discuss your options. These can include:
You may also have the option of switching your mortgage directly as is to BlueShore Financial without the need for a stress test.
Learn more about switching your mortgage to BlueShore Financial, make an appointment with one of our advisors today.
There are a number of reasons to switch to a new lender – more favorable rates and terms, the team’s knowledge and expertise, more attentive service to your needs. As a local financial institution committed to our clients and communities, BlueShore Financial is able to deliver specialized services and customized terms and rates. Ask an advisor for details.
There are a few things you can do in advance to help you get the mortgage you need. Begin by securing and improving your credit score. Look at reducing your debt-to-income ratio. Or have cash reserves on hand to show you can cover mortgage payments during periods of income fluctuation. Ask an advisor for more tips, solutions and benefits on switching your mortgage.
If you are planning to do a straight switch on an uninsured mortgage – from one lender to another, maintaining the same amortization schedule and loan amount – you can do so without the need for a stress test. If you have an insured mortgage or are looking to change the terms of your existing mortgage, speak to an advisor to discuss your options.
If there are changes in your life’s circumstances, you can review and adjust your mortgage payments as needed. This does require reviewing and discussing with an advisor. Contact us to go over your needs and any revisions you’d like to make on your mortgage payment and schedule.
Our team of experienced professionals are here to answer any questions you may have.
Enjoy greater security and settle in with our featured rates on eligible mortgages. Plus, get the terms and flexibility you desire.
Speak to us today about a mortgage that suits your goals.
Our Premium Chequing Account Bundle** includes:
Not only will you enjoy a premium banking experience with expert financial advice, but as our gift to you as a new client, you can also receive up to $800‡ cash back when you join BlueShore Financial.
Select from a range of chequing, savings and credit card options for your personal or business needs to start your Welcome Bonus.
Online
Complete this form and a BlueShore representative will contact you, or click the Live Chat icon to begin a chat.
By Phone
Phone: 604.982.8000
Toll-free: 1.888.713.6728
Solution Centre Hours:
Mon to Fri 8am-8pm
Sat 9am-5pm
In Person
Visit a branch near you to switch your mortgage and get more from your home ownership journey.