Documents you need to apply for a mortgage

Be ready with the right paperwork

Applying for a mortgage can be stressful. Be prepared with all the documents you need to apply to make the process as smooth as possible.

Here is a checklist of documents to have on hand when getting ready to apply for a mortgage:

• Your personal CRA Notice of Assessments from the previous two years
• One of the following:
  • If salaried, hourly, or seasonal worker: last two years’ T4s or last two years’ T1 Generals
  • If newly employed, also include a Letter of Employment
  • If self-employed: last two years’ T1 Generals and last two years’ business financial statements
• A few recent paystubs
• If you’re renting property: Tenancy Agreement for each
• Investment statements (recent to the last three months)
• Most recent Property Tax Notice for each currently owned property
• Purchase Agreement if you’re at that stage
• If you’re purchasing a condo or other type of strata property: Form B and Depreciation Report
• If you’re purchasing a single family dwelling: Fire Insurance Certificate (for re-advances only)

Talk to us

If you have any questions applying for a mortgage, please call us at 604.982.8000 (toll-free 1.888.713.6728), send us a message, or visit a local branch.