Earn daily interest on U.S. funds
The U.S. Savings Account is ideal for those who travel frequently across the border or receive money from the U.S. With daily interest, your account is sheltered from fluctuations in currency exchange rates.
Account Highlights
Save and use your account across the board and across the border.
- No need to convert your funds
- Pay only for the services you use
- Earn daily interest
- Transfer funds online between your U.S. and Canadian accounts
All eligible deposits with BlueShore Financial are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)†.
Enjoy these benefits with your U.S. Savings Account:
- Buy U.S. currency at favorable rates
- Earn daily interest on funds held
- One free transaction per month (pay per-transaction after)
- Transfer funds between U.S. Savings and U.S. Chequing accounts with no currency conversion
- Transfer funds between Canadian and U.S. accounts online (standard rates apply)
- Free monthly statement
Please note this account cannot be accessed from ATMs that dispense U.S. funds. Access your funds online, in-branch or by phone through our Solution Centre.
Interest
Balance | Rate* | |
No minimum balance required to earn interest |
Service Fees
U.S. Savings Account Service Fees | ||||||
Transactions included | 1 | |||||
Withdrawals | $1.25a,b | |||||
Bill Payment | N/A | |||||
Transfers (between BlueShore Financial accounts) | Included | |||||
Withdrawals – BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | N/A | |||||
Withdrawalsc– Interac® ATM | N/A | |||||
Withdrawals – Cirrus or U.S. EXCHANGE® ATM | N/A | |||||
Point of Sale (in Canada) | N/A | |||||
Bill Paymentc – Online | N/A | |||||
Interac® e-Transfers | N/A | |||||
Pre-authorized Payment Debits | $1.25a,b | |||||
Cheque Clearing | N/A |
Take your savings to the next level
Lock in a great rate now and enjoy higher rates starting in year two. Earn 3.00% in the first year, increased automatically to 3.75% in the second year of your investment.^
- Option to redeem funds after the first anniversary, or earn a higher rate for another year
- Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
- Choose to renew or reinvest at maturity
- Eligible deposits are 100% guaranteed†
- $100 minimum
Have a question? Ask an expert
Matt Morrish Financial AdvisorMutual Funds Investment Specialist
Our team of experienced professionals are here to answer any questions you may have.