Access funds as needed while you save
Looking to earn interest but still have full access to your money? The Regular Savings Account allows you to still save for a goal, but with the flexibility to occasionally dip into your savings.
Account Highlights
Save for your goals with the essential services you need.
- Access your money anytime
- One free debit per month
All eligible deposits with BlueShore Financial are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)†.
Enjoy these benefits with your Regular Savings Account:
- One free transaction per month
- Save and access your money
- Free e-transfers with other BlueShore accounts
- Pay for only what you need
- Free monthly statement
Per-transaction fees mean you only pay for what you use. Plus, you have access to your money through ATMs, direct payment (POS), Online or Mobile Banking or in-branch withdrawals.
Interest
| Balance | Rate* | |
| No minimum balance required to earn interest |
Service Fees
| Regular Savings Account Service Fees | |
| Withdrawals | $1.25b |
| Bill Payment | $1.25b |
| Transfers (between BlueShore Financial accounts) | Included |
| Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $1.25b |
| Withdrawals - Interac® ATM | $2.25 |
| Withdrawals - Cirrus or U.S. EXCHANGE® ATM | $3.25 |
| Point of Sale (in Canada) | $1.25b |
| Bill Payment - Online | $0.70b |
| Interac® e-Transfers (send, request money) | $1.00 |
| Pre-authorized Payment Debits | $1.25b |
| Cheque Clearing | N/A |
Take your savings to the next level
Lock in a great rate now and enjoy higher rates starting in year two. Earn 2.75% in the first year, increased automatically to 3.75% in the second year of your investment.^
- Option to redeem funds after the first anniversary, or earn a higher rate for another year
- Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
- Choose to renew or reinvest at maturity
- Eligible deposits are 100% guaranteed†
- $100 minimum
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Have a question? Ask an expert
Gary Suen Financial AdvisorMutual Funds Investment Specialist
Financial Advisor
Mutual Funds Investment Specialist
Our team of experienced professionals are here to answer any questions you may have.