Premium Savings Account

Elevate your savings with BC's best advertised savings rate¹

Get more while you save. Reach your savings goals faster with a higher interest rate with our Premium Savings Account. Enjoy select benefits and a premium banking experience while you save.

Account Overview

Set your goals and accumulate savings faster with our special offers, premium benefits and the best advertised savings rate in BC.¹

One free debit transaction per month
No minimum deposit required
Rates tiered by balance
Accelerate interest as you save

All eligible deposits with BlueShore Financial are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)^†.

A premium banking experience

Eligible deposits 100% guaranteed^†

Best advertised savings rate in BC¹

Why choose the Premium Savings Account from BlueShore Financial

Market-leading rates
Enjoy leading rates and special rate offers focused on growth with premium offers from BlueShore Financial.
Accumulate savings faster
Grow faster with special rate offers and BC’s best advertised rate¹ (as determined by third party research).
One free debit per month
Pay for purchases through your savings account with one free debit purchase per month.

Unlimited deposits
Add to your savings at any time with unlimited access and transfers into your account.
Withdraw funds at any time
Access your savings when and if you need them without penalty.
Free monthly statement
Keep on top of your account and reduce paper when you opt in for electronic statements (e-Statement).

From now until January 31, 2025 earn more, faster with our limited time 5.0% interest rate on new Premium Savings Account deposits.

Learn More

Interest*

Premium Savings Account Balance	Rates
Premium Savings $0-9,999	1.75%
Premium Savings $10,000-49,999	1.75%
Premium Savings $50,000-99,999	1.75%
Premium Savings $100,000-499,999	1.75%
Premium Savings $500,000-999,999	1.75%
Premium Savings $1MM+	1.75%

Interest rates in table are non-promotional rates.

Service Fees

Premium Savings Account Service Fees
Withdrawals	$5.00 ^b
Bill Payment	$5.00^b
Transfers (between BlueShore Financial accounts)	Included
Withdrawals – BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM	$5.00 ^b
Withdrawals – Interac® ATM	$5.00
Withdrawals – Cirrus or U.S. EXCHANGE® ATM	$5.00
Point of Sale (in Canada)	$5.00 ^b
Interac® e-Transfers - request money	Included
Interac® e-Transfers - send money	$5.00 ^b
Pre-authorized Payment Debits	$5.00 ^b
Cheque Clearing	N/A

Savings Account Fees PDF

Get answers about our Premium Savings Account

BlueShore Finanical is a BC Financial Services Authority authorized credit union and is covered by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). As a member, your eligible deposits are 100% protected by CUDIC. Learn more about CUDIC.

There is no monthly fee on the Premium Savings Account.

While a savings account is valuable in helping you achieve your savings goals, you should also consider opening a chequing account for managing daily spending, bills and other basic banking needs. BlueShore offers a variety of Chequing Account options and bundles.

Savings accounts at BlueShore apply tiered rates on a portion of the balance that corresponds with that tier. The interest table above demonstrates how tiered interest is calculated on the Premium Savings Account.

Preauthorized contributions can be a very easy and effective way to save for your goals. Through BlueShore’s Online and Mobile Banking tools, you can easily set up preauthorized transfers for your account. This Help Centre article explains how. If you need further help, we can assist you with the transfer – call us at 604.982.8000 (toll-free 1.888.713.6728), send us a message, or visit a local branch.

First, you must be a client of BlueShore Financial. As a credit union, that requires becoming a member. Learn more about how you can join us and the benefits of being part of the BlueShore Financial community. You can call us at 604.982.8000 (toll-free 1.888.713.6728) or visit a local branch for further guidance on selecting and opening the right account for you.