Earn interest with access to funds
The ideal account for those aged 59 and over who wish to earn interest but make occasional withdrawals. The Golden Savings Account offers 10 free transactions per month, with access to your money any time.
Account Highlights
Enjoy a savings account created with your needs in mind.
- Designed for clients aged 59 and over
- Ten free transactions per month
- Pay for what you use after that
All eligible deposits with BlueShore Financial are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)†.
Enjoy these benefits with your Golden Savings Account:
- Ten free transactions per month
- Save and access your money
- BlueShore e-transfers included
- Free Canadian bank drafts
- Pay for only what you need
- Free monthly statement
Plus, you have access to your money through ATMs, direct payment (POS), Online or Mobile Banking or in-branch withdrawals.
Interest
Balance | Rate* | |
No minimum balance required to earn interest |
Service Fees
Golden Savings Account Service Fees | ||||||
Withdrawals | $1.25b | |||||
Bill Payment - In Branch | $1.25b | |||||
Transfers (between BlueShore Financial accounts) | INCLUDED | |||||
Withdrawals – BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM | $1.25b | |||||
Withdrawals – Interac® ATM | $2.25 | |||||
Withdrawals – Cirrus or U.S. EXCHANGE® ATM | $3.25 | |||||
Point of Sale (in Canada) | $1.25b | |||||
Bill Payment - Online | $0.70b | |||||
Interac® e-Transfers - (send, request money) | $1.00 | |||||
Pre-authorized Payment Debits | $1.25b | |||||
Cheque Clearing | N/A |
Take your savings to the next level
Lock in a great rate now and enjoy higher rates starting in year two. Earn 3.00% in the first year, increased automatically to 3.75% in the second year of your investment.^
- Option to redeem funds after the first anniversary, or earn a higher rate for another year
- Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
- Choose to renew or reinvest at maturity
- Eligible deposits are 100% guaranteed†
- $100 minimum
Have a question? Ask an expert
John Cindric Financial AdvisorMutual Funds Investment Specialist
Our team of experienced professionals are here to answer any questions you may have.