Financial Articles
A resource library to help you plan.
Achieving overall financial wellness involves a life-long pursuit of learning. Staying abreast of what's new and taking responsibility for your own financial education is part of who you are.
Our library of financial articles captures the best of our advisors' expertise and experience. If you have questions when you read an article, or would like assistance applying the advice to your personal circumstances, please contact us.
Financial Planning
- The BC Family Law Act and your assets
- Canada Pension Plan: How do the changing rules affect you?
- Caring for aging parents
- Enhance your personal financial proficiency
- Financial advice for every decade
- Financial planning checklist for every stage
- Handing down your vacation property
- Money strategies for the sandwich generation
- Registered Disability Savings Plan (RDSP) helps dependants with disabilities
- Six ways to make saving tax a family affair
- Strategies for creating passive income
- Ten reasons why financial planning is important
- Ten tax tips to consider
- Ten traits of successful financial advisors
- What do higher interest rates mean for you?
- Where do finances fit in your relationship?
- Why you need to be the CFO of your personal Life
- Your year-end financial to-do list
Retirement Planning
- A taxing decision: RRSP or TFSA?
- Are your finances retirement ready?
- Converting assets to income
- Five TFSA traps to avoid
- Five ways to prime your RRSP for the home stretch
- Mutual funds that can add stability to your RRSP
- RRSPs and other investments work better together
- RRSPs can build wealth beyond your business
Investing
- A fresh take on term deposits
- Add stability to your portfolio
- Asset Allocation or Balanced Mutual Funds
- The benefits of keeping investments under one roof
- Find the right mutual fund for you
- Finding a balance with market-linked term deposits
- The fine art of investing in collectibles
- Five tips for investing in rental property
- Five types of risk affecting mutual funds
- How dividend paying investments can help your portfolio
- Income investing in a low-rate world
- Invest on your own, not alone
- Is your TFSA doing enough?
- Keeping the emotion out of investing
- Mutual funds can help diversify your investments
- Mutual funds can help in an uncertain economy
- Protect purchasing power with bond funds
- Protecting your portfolio from currency exchange rate risk
- Taking advantage of real estate's rise
- The TFSA for long-term goals
- Three reasons to invest in rental property
- Turn your investment losses into deductions
- What's your investment personality?
- Which dividend fund is right for growth and income?
- Why bond funds may still make sense
Home Ownership
- Buying a home with help from your parents
- Buying U.S. property
- Deciding on a mortgage strategy
- Five tips for investing in rental property
- Helping your kids buy a home
- Options for insuring your mortgage
- Self-employed? Five tips to help you qualify for a mortgage
- Selling your home
- Split rate mortgages provide savings and security
- Taking advantage of real estate's rise
- The taxing side of vacation property
- Thinking about downsizing?
- Uncovering all the costs when buying and selling
- Understanding mortgage prepayment charges
- Ways to pay your mortgage off faster
Protecting Health & Wealth
- Disability is a significant risk
- Five essentials of disability coverage
- How long will your coverage need to last?
- Insurance considerations for changing needs
- Life insurance:† Seven Financial Benefits
- Life insurance† strategies for every stage
- Options for insuring your mortgage
- Over 50? Why you still need life insurance
- Personal values guide life insurance decisions
- Protect your dreams when you marry
- Protect Your Income and Your Future
Business Banking
- Advantages of business investing
- The advantages of holding companies
- The benefits of strata financing
- Effective cash flow management
- Effective succession planning
- Estate planning for business owners
- Every successful company starts with a strong business plan
- Four common challenges that cause new businesses to fail
- Leasing business equipment
- Protect against future capital gains tax
- Purchasing commercial property
- RRSPs can build wealth beyond your business
- Revolving versus installment credit
- The right saving strategy for your business
- Self-employed? Five tips to help you qualify for a mortgage
- Selling your business
- Seven tips to make your business a success in year one
- Six advantages to incorporating a small business
- Starting your own business? Prepare your finances first
- Tax tips for the self-employed
- Three benefits of using a family trust for your business
- Three ways to protect your business that are often overlooked
- You're a professional - Do you really need a Business Advisor?
Have questions after reading an article?
Contact us for expert advice or to get a complimentary, no-obligation lifespring® financial planning assessment. If you already have a financial plan, take advantage of our expertise to get an unbiased review and potentially some options for you to consider.