Rates
It's all about relationships.
Our goal is to create long-lasting relationships with our clients – and to continually demonstrate that we value your business. As your banking relationship with us grows, we offer relationship pricing for your deposit and borrowing needs. Call us at 604.982.8000 or 1.888.713.6728 to learn more.
| Prime Rate (Rates effective 2018-10-26) | Rates |
|---|---|
| Prime Rate | 3.95% |
| CreditMaster Rate® | 3.95% |
| Foreign Exchange Rates (Rates effective 2020-02-25) | Buying | Selling |
|---|---|---|
| United States (Dollar) | 1.3575 | 1.2995 |
| United Kingdom (Pound) | 1.7938 | 1.6638 |
| Euro | 1.5107 | 1.3857 |
| Mortgage Rates | Rates |
|---|---|
| More Mortgage Rates | |
| 5-Year Fixed Rate Closed Mortgage (Effective 2019-10-10) | Special Rate* 3.14% |
| 5-Year Variable Rate Closed Mortgage | Prime |
| Escalator Term Deposit Rates (RRSP and TFSA only) (Rates effective 2020-01-06) | Rates |
|---|---|
| More Term Deposit Rates | |
| 5-Year Escalator: year 1 annual interest | 2.00% |
| 5-Year Escalator: year 2 annual interest | 2.25% |
| 5-Year Escalator: year 3 annual interest | 2.50% |
| 5-Year Escalator: year 4 annual interest | 3.00% |
| 5-Year Escalator: year 5 annual interest | 4.00% |
| Escalator Term Deposit Rates (Non-registered, RESP, RRIF and RDSP only) | Rates |
|---|---|
| More Term Deposit Rates | |
| 5-Year Escalator: year 1 annual interest | 1.75% |
| 5-Year Escalator: year 2 annual interest | 2.10% |
| 5-Year Escalator: year 3 annual interest | 2.30% |
| 5-Year Escalator: year 4 annual interest | 2.50% |
| 5-Year Escalator: year 5 annual interest | 3.00% |
| Savings Accounts Rates | Rates |
|---|---|
| More Account Rates | |
| RRSP Savings | 0.25% |
| TFSA Savings | 0.75% |
| High Interest Savings | 0.75% |
| Business Investment Savings | 0.70% |
| Loans and Line of Credit Rates | Rates |
|---|---|
| More Loans and Line of Credit Rates | |
| Variable Rate Line of Credit | As low as Prime +3.00% |
| 1-Year Variable Personal Loan | As low as Prime +3.00% |
| 1 to 5-Year RRSP Loan | As low as Prime +0.50%. |