Overdraft protection helps give you peace of mind, knowing your good financial standing is maintained. It costs nothing to have it ready, and you use it only when you need it.

In the event of a shortfall, perhaps caused by a cheque or a bill payment clearing before your regular deposit date, overdraft protection ensures your payments are made – seamlessly. You're only charged interest on the amount you use for the period of time you need it. Avoid costly non-sufficient funds (NSF) charges and the potential embarrassment of a bounced cheque or payment. We'll have you covered.

Benefits

• Overdraft protection up to $5,000* is available for greater control over your day-to-day cash flow (*subject to credit approval).
• Cheques will be honoured if you are overdrawn, provided you are within your overdraft limit.
• Access your funds worry-free through your Access Card – pay bills, write cheques, make purchases, or obtain cash advances.
• No set-up fee.
• No monthly charge or stand-by fees if you don’t use your overdraft protection.

Fees and Interest

• Pay interest on the amount you use.
• Overdraft interest charged monthly. Current rate: 17.50%.

To apply for overdraft protection, visit a branch or call us at 604.982.8000 or toll-free 1.888.713.6728.